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Frequently asked questions
Is Ajo free to use?
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Yes, Ajo is completely free to download and use. There are no subscription fees or hidden charges.
Does Ajo handle money?
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No. Ajo is a coordination tool only. All money movements happen directly between group members — Ajo never holds, transfers or processes any funds.
Which countries is Ajo available in?
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Ajo is currently available in Nigeria and Ghana. We plan to expand to other countries soon.
How do I delete my account?
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To delete your account, go to Me → Delete account in the app. Your account will be deactivated immediately and permanently deleted after 30 days. During this period you can cancel the deletion by logging back in. All your data will be removed after 30 days and cannot be recovered.
Can I use Ajo without a bank account?
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Yes. Ajo only requires a phone number. Since Ajo doesn't handle any money, there's no need to link a bank account.
How many members can a group have?
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Currently up to 20 members per group. We may increase this limit in future updates.
What happens if a member doesn't pay?
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Ajo will show the organiser who hasn't paid and allow them to send a WhatsApp reminder with one tap. Dispute resolution between members is outside the scope of the app.