The easiest way to organise rotating savings groups. Track contributions, send WhatsApp reminders and confirm payouts — all from your phone.
Built specifically for rotating savings groups — ajo, susu, esusu and adashi — in Nigeria and Ghana.
See exactly who has paid and who hasn't. Real-time updates so you're never guessing about your group's money.
Send payment reminders directly via WhatsApp with one tap. No more awkward follow-up messages.
Mark payouts as confirmed once all contributions are in. Full history of every round is saved automatically.
Share a simple invite link via WhatsApp. Members join your group in seconds.
Complete history of all your cycles. See on-time rates, totals moved and payout records.
Core features are free — create groups, track payments and confirm payouts with no subscription required.
No complicated setup. Create your rotating savings group, invite your people and start collecting.
Set the amount, frequency and member count. Choose random draw or set your own payout order.
Share an invite link via WhatsApp. Members join with one tap — no account needed.
See who has paid each round. Send one-tap WhatsApp reminders to anyone who's late.
Once everyone pays, confirm the payout. The app keeps a full record of every cycle.
By round 5, you access 2.8× more than you've paid in so far.
4 quick questions, 30 seconds. No email needed.
Your answers help us build a better Ajo for real savings groups.
Designed together with ajo and susu organisers in Lagos, Accra and Abuja. Every feature solves a real problem.
Built specifically for how rotating savings groups work in West Africa — not adapted from a foreign app.
Your group already lives on WhatsApp. Ajo works alongside it — reminders go straight to WhatsApp with one tap.
Free for Nigeria and Ghana. No bank account needed.
Free for Nigeria and Ghana. No bank account needed.